£100 - £2500 spread over 10 equal monthly payments
£2500 - £20000 spread over 10 or 20 monthly payments

Applying for Own Art is easy and only takes 10 minutes!




Own Art makes buying contemporary art and craft affordable by providing interest-free loans for the purchase of original work.

Own Art makes it easier and more affordable for people to purchase and enjoy original art and craft, regardless of their income and socio-economic background.

Delivered through a network of over 300 galleries across England, Scotland and Northern Ireland, Own Art has so far supported £56 million of sales of contemporary art and craft to UK based customers.




Own Art is available to all permanent UK residents over the age of 18, subject to status.

This means that you must be able to meet one of the following criteria in order to apply for a loan:

  • Working at least 16 hours a week(employed or self-employed)
  • A retired person in receipt of a pension
  • A person in receipt of disability allowance

If you do not meet one of these criteria but are married to or living with a partner who does, then you may still apply provided that your partner is happy for their income details to be included on your application form.

Please get in touch if you have any further questions...